VERAX TEKNOLOJI LIMITED SIRKETI This document addresses auditable payments for AI agents and builds upon state-of-the-art HTTP 402, AP2 and credit card systems. We specify a cryptographically secured payment reconciliation protocol using a Trade Manifest (a signed offer before payment), a Policy Decision Point with default deny, a Spend Receipt (a COSE/CWT claim set issued after a gated payment), and rail-extract reconciliation.