1. Welcome 2. Reporting - IAB Chair - IRTF Chair - RSE and RSOC Chair 3. ITAT Workshop Report 4. Technical Topic: Payment Systems - "Internet-Scale Payment Systems: Ecosystems & Challenges" by Malcolm Pearson from Microsoft China - "Identity, Payments, and Bitcoin: Big Changes Ahead" by Steve Kirsch from OneID - Q&A 5. IAB Open Mic