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Operator-of-Record: an Origination Marker for Agent-Operated Presentations and Decisions
draft-aravind-oauth-operator-of-record-00

Document Type Active Internet-Draft (individual)
Author Anivar A Aravind
Last updated 2026-07-19
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draft-aravind-oauth-operator-of-record-00
Web Authorization Protocol                                 A. A. Aravind
Internet-Draft                                    Independent Researcher
Intended status: Informational                              19 July 2026
Expires: 20 January 2027

      Operator-of-Record: an Origination Marker for Agent-Operated
                      Presentations and Decisions
               draft-aravind-oauth-operator-of-record-00

Abstract

   This document requests registration of opr, an OPTIONAL, descriptive
   JWT claim that marks the operator of record, that is, whether a human
   or an agent operated a credential presentation or drove a decision.
   Its purpose is record integrity.  Under agent operation a wallet key-
   binding proof is cryptographically indistinguishable from a human-
   operated one, and no presentation protocol marks the difference; opr
   records the distinction.  A Policy Decision Point MUST ignore opr for
   the allow/deny decision; interpretation and any resulting
   authorization behavior are deployment-local and out of scope.  This
   document defines representation only.  It defines no remedy,
   adjudication, obligation, or authorization mandate.

About This Document

   This note is to be removed before publishing as an RFC.

   Status information for this document may be found at
   https://datatracker.ietf.org/doc/draft-aravind-oauth-operator-of-
   record/.

   Discussion of this document takes place on the Web Authorization
   Protocol Working Group mailing list (mailto:oauth@ietf.org), which is
   archived at https://mailarchive.ietf.org/arch/browse/oauth/.
   Subscribe at https://www.ietf.org/mailman/listinfo/oauth/.

Status of This Memo

   This Internet-Draft is submitted in full conformance with the
   provisions of BCP 78 and BCP 79.

   Internet-Drafts are working documents of the Internet Engineering
   Task Force (IETF).  Note that other groups may also distribute
   working documents as Internet-Drafts.  The list of current Internet-
   Drafts is at https://datatracker.ietf.org/drafts/current/.

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Table of Contents

   1.  Introduction  . . . . . . . . . . . . . . . . . . . . . . . .   3
   2.  Terminology . . . . . . . . . . . . . . . . . . . . . . . . .   3
   3.  When to mark  . . . . . . . . . . . . . . . . . . . . . . . .   4
   4.  The claim is descriptive, not authorizing . . . . . . . . . .   4
   5.  Container (which record carries it, and why not the access
           token)  . . . . . . . . . . . . . . . . . . . . . . . . .   4
   6.  Privacy considerations  . . . . . . . . . . . . . . . . . . .   5
   7.  Security considerations . . . . . . . . . . . . . . . . . . .   5
   8.  Non-goals . . . . . . . . . . . . . . . . . . . . . . . . . .   6
   9.  Claim syntax  . . . . . . . . . . . . . . . . . . . . . . . .   6
   10. Relationship to existing mechanisms . . . . . . . . . . . . .   7
   11. Considered alternatives . . . . . . . . . . . . . . . . . . .   8
   12. IANA considerations . . . . . . . . . . . . . . . . . . . . .   8
   13. References  . . . . . . . . . . . . . . . . . . . . . . . . .   9
     13.1.  Normative References . . . . . . . . . . . . . . . . . .   9
     13.2.  Informative References . . . . . . . . . . . . . . . . .   9
   Appendix A.  Survey of presentation and payment mechanisms  . . .  11
   Author's Address  . . . . . . . . . . . . . . . . . . . . . . . .  12

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1.  Introduction

   A key-binding proof in a verifiable-credential presentation, the SD-
   JWT key-binding JWT [RFC9901], or the ISO mdoc deviceAuth
   (deviceSignature COSE_Sign1 or deviceMac COSE_Mac0), proves
   *possession / control of the holder-bound key* at presentation time.
   It is typically produced after a wallet-local unlock (PIN /
   biometric), and relying parties in practice *treat it as evidence
   that a human saw and approved* the specific disclosure, though no
   presentation protocol requires either.  On the payments rail, an
   analogous human-awareness requirement is SCA "dynamic linking" (PSD2
   RTS Article 5 of Commission Delegated Regulation (EU) 2018/389
   [EU2018389]), under which the payer is made aware of amount and payee
   and the authentication code is specific to them.  That payments rule
   is cited here only as an *analogy* for the human-inference pattern;
   it does not regulate wallet-presentation protocols.

   That inference is what agent operation breaks.  An agent driving the
   wallet performs the same unlock and produces a *cryptographically
   identical* proof; the signed presentation therefore attests key
   control exactly as before, while the human comprehension-and-approval
   the relying party _infers_ from it no longer occurred.  No field in
   [OpenID4VP], SD-JWT-VC [I-D.ietf-oauth-sd-jwt-vc], or ISO 18013-5/-7
   [ISO18013] marks who operated (Appendix A); the apparatus certifies
   where the key lives and nothing about who exercised it. opr supplies
   the missing marker so the record can state, honestly, that an agent
   operated.

   Marking the operator is a role decomposition with method-level
   precedent.  Published wallet guidance decomposes the collapsed Holder
   role of [VCDM20] into _user_ and _wallet application_ when the
   abstraction hid a governance-relevant distinction; business-wallet
   tracks already separate _subject_ (legal person) from _operator_
   (authorised employee).  This document performs the same decomposition
   for the natural-person, agent-operated case.

   The companion [DECISION-SUBJECT] names the other missing party, whom
   a decision is _about_. The two roles compose and neither depends on
   the other.

2.  Terminology

   *  *Operator of record* (opr): who actually operated a credential
      presentation or drove a decision at record time: a human, or a
      named agent.

   *  *Origination*: the fact of being human- versus agent-operated.

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   *  *Key-binding proof*: a signed proof of control of the holder-bound
      key (SD-JWT KB-JWT; mdoc deviceAuth).  It attests *key control*,
      not human presence or approval.

   *  *Agent / actor* (act, [RFC8693]).

   *  *Auditor* ([I-D.kuehlewind-audit-architecture], Section 4).

   The key words "MUST", "MUST NOT", "REQUIRED", "SHALL", "SHALL NOT",
   "SHOULD", "SHOULD NOT", "RECOMMENDED", "NOT RECOMMENDED", "MAY", and
   "OPTIONAL" in this document are to be interpreted as described in BCP
   14 [RFC2119] [RFC8174] when, and only when, they appear in all
   capitals, as shown here.

3.  When to mark

   opr SHOULD be marked whenever an agent operates a credential, or
   drives a decision, that a verifier or auditor could otherwise
   attribute to a human.

   Where a human operates directly, opr MAY be {"class":"human"} or
   omitted.

   *Absence carries no assurance of human operation* (Section 7).  A
   deployment that relies on human operation for risk or liability
   purposes cannot safely infer it from a missing marker; a present,
   signed opr is the only origination assurance this document defines.

4.  The claim is descriptive, not authorizing

   opr RECORDS who operated.  A Policy Decision Point MUST ignore opr
   when rendering an allow/deny decision; it carries no authority and
   grants none.

   *Interpretation of opr, and any resulting authorization behavior, are
   deployment-local and out of scope of this document.* opr adds an
   origination fact to the _record_; it does not prescribe what any
   verifier does with that fact.  Registration of this claim registers a
   name and semantics, not verifier conduct.

5.  Container (which record carries it, and why not the access token)

   opr describes a per-action event, so it belongs in a per-action or
   post-hoc signed record, never in a per-session access token.
   Conformant containers:

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   1.  *Audit records, PRIMARY.* A SCITT signed statement / COSE Receipt
       ([RFC9943] / [RFC9942]), or an Action / Authorization-Transition
       record under [I-D.kuehlewind-audit-architecture].  Integrity from
       the signature over the statement.

   2.  *Per-action assertions.* A transaction token
       ([I-D.ietf-oauth-transaction-tokens]), or, the exact place the
       human-inference breaks, alongside an SD-JWT-VC key-binding JWT.

   3.  *AuthZEN evaluation context.* As a context attribute a PDP
       records without acting on (Section 4).

   The JWT Claims registration (Section 12) governs JWT-encoded records.
   A parallel COSE registration for the ISO mdoc / CBOR path is noted as
   related work, out of scope here.

6.  Privacy considerations

   opr names the _operator_, not a third party.

   *  A bare {"class":"agent"} marker discloses nothing about any
      natural person.

   *  Where opr carries an agent identifier it is not third-party
      personal data and composes with act ([RFC8693]).

   *  Where it carries a human operator's identifier, that is the same
      party already authenticated in the ceremony, so there is no new
      third-party disclosure.

   opr therefore does not carry the third-party data-minimization burden
   that the companion decision-subject claim does.

7.  Security considerations

   The threat is *origination spoofing*, an agent-operated action
   recorded (or left unmarked so as to read) as human-operated.
   Therefore:

   1.  opr MUST be integrity-protected within the signed record whose
       origination it describes.  An unsigned or separately-supplied opr
       MUST NOT be trusted.

   2.  *Absence is not human.* Human operation cannot safely be inferred
       from a missing marker: a policy that depends on a marker cannot
       depend on the marker being supplied by a well-behaved party, the
       same anti-downgrade discipline as key-binding itself.

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   3.  *Fail-safe use (non-normative guidance).* Because interpretation
       is deployment-local (Section 4), the safe discipline is that
       consulting opr never _enlarges_ authority: a deployment that
       consults it should reach a decision no more permissive than the
       one it would reach ignoring it.  This keeps a false or hostile
       opr fail-safe.

8.  Non-goals

   This document does NOT define or mandate:

   *  any authorization behavior (deployment-local, Section 4);

   *  remedy, adjudication, or obligation;

   *  a reachability / resolution mechanism;

   *  a requestable-denial or escalation mechanism;

   *  a transport binding;

   *  mandatory presence of the claim (except the conditional "require
      opr" a human-operation-reliant deployment adopts for itself,
      Section 7).

9.  Claim syntax

   opr is an operator-of-record object:

    +=======+========+==========+====================================+
    | Field | Type   | Required | Description                        |
    +=======+========+==========+====================================+
    | class | string | REQUIRED | "human" or "agent"; other values   |
    |       |        |          | reserved                           |
    +-------+--------+----------+------------------------------------+
    | id    | string | OPTIONAL | operator identifier.  Where an act |
    |       |        |          | ([RFC8693]) claim is also present, |
    |       |        |          | opr.id SHOULD equal act.sub        |
    +-------+--------+----------+------------------------------------+

                                 Table 1

   A bare string "human" / "agent" is permitted as shorthand for
   {"class": ...}.

   *Scope note (non-normative).* Where act is present, opr largely
   overlaps it except in carrying the human/agent _class_. opr's
   uniquely non-redundant use is the *wallet-presentation case, where

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   there is no token-exchange act* and the presentation is
   cryptographically identical to a human one.  Implementers who
   register only for that case MAY treat this document as scoped to
   presentation-time origination.  Decision-record use remains
   conformant.

   *Normative example* (agent-operated eligibility decision, SCITT-style
   signed statement):

   {
     "iss": "https://issuer.example",
     "iat": 1751000000,
     "sub": "lender-L",
     "act": { "sub": "agent-7f3a" },
     "opr": { "class": "agent", "id": "agent-7f3a" }
   }

   *Presentation-time example* (no act; the unique non-redundant case):

   {
     "iss": "https://wallet.example",
     "iat": 1751000000,
     "sub": "holder-device-9",
     "opr": { "class": "agent", "id": "agent-7f3a" }
   }

10.  Relationship to existing mechanisms

   *  *RFC 8693 (act).* act ([RFC8693]) is the delegated actor in a
      *token chain*. opr marks origination in a *presentation / decision
      record*, including the wallet case where there is no act and the
      human/agent distinction is otherwise unrecoverable.  Where both
      appear, opr.id SHOULD equal act.sub.

   *  *OpenID4VP; SD-JWT-VC (RFC 9901 KB-JWT + draft-ietf-oauth-sd-jwt-
      vc); ISO 18013-5/-7 mdoc.* Each of [OpenID4VP], SD-JWT-VC
      ([RFC9901] KB-JWT plus [I-D.ietf-oauth-sd-jwt-vc]), and [ISO18013]
      mdoc carries a holder-key-binding proof and *no origination field*
      (Appendix A). opr is the missing marker that lets the record
      distinguish agent from human operation.

   *  *Decision-subject (companion), [DECISION-SUBJECT].* Names the
      party a decision is _about_; independent of, and composes with,
      opr.

   *  *SCITT ([RFC9943] / [RFC9942]); transaction tokens.* Signed
      containers for opr.

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   *  *SCA dynamic linking (PSD2 RTS Art. 5, Reg (EU) 2018/389
      [EU2018389]).* Cited as an *analogy only*, not a regulatory
      overlap: SCA requires that the payer is made aware of amount and
      payee, and that the authentication code is specific to them (Art.
      5(1)(a)-(c)).  The wallet key-binding proof is the credential-
      layer analogue whose human _inference_ agent operation breaks.
      SCA governs payment service providers, not wallet-presentation
      protocols.

   *  *Actor Profile ([I-D.mcguinness-oauth-actor-profile]).* Classifies
      the actor's type; opr marks operation modality, not actor type.
      They compose.

11.  Considered alternatives

   +===================+==============================================+
   | Alternative       | Why it does not cover opr                    |
   +===================+==============================================+
   | *RFC 8693 act*    | Token-chain delegation; *absent* in a pure   |
   |                   | wallet presentation; carries no human/agent  |
   |                   | _class_.                                     |
   +-------------------+----------------------------------------------+
   | *Mark origination | Unsigned, and in a layer that wallet         |
   | in the app / UI   | standards place out of scope; does not       |
   | layer*            | survive the Section 7 integrity requirement. |
   |                   | opr lives in the signed record.              |
   +-------------------+----------------------------------------------+
   | *amr / acr        | Describe how the _human_ authenticated; do   |
   | (authentication   | not distinguish a human operator from an     |
   | method /          | agent driving the same ceremony.             |
   | context)*         |                                              |
   +-------------------+----------------------------------------------+
   | A private /       | No cross-boundary interop; the reason to     |
   | vendor claim      | register one descriptive claim.              |
   +-------------------+----------------------------------------------+

                                 Table 2

12.  IANA considerations

   This document requests registration of one entry in the JSON Web
   Token Claims registry established by [RFC7519].  The registration
   policy for that registry is Specification Required (see [RFC7519],
   Section 10.1).  The Designated Experts review requests on the jwt-
   reg-review@ietf.org list over a three-week period.

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    +=======+=====================+===================+===============+
    | Claim | Claim Description   | Change Controller | Specification |
    | Name  |                     |                   | Document(s)   |
    +=======+=====================+===================+===============+
    | opr   | Operator of Record: | Anivar A.         | This document |
    |       | the class of        | Aravind           |               |
    |       | operator, human or  | (ping@anivar.net) |               |
    |       | agent, at record    |                   |               |
    |       | time.  Descriptive, |                   |               |
    |       | non-authorizing.    |                   |               |
    +-------+---------------------+-------------------+---------------+

                                  Table 3

   Containers for opr are described in Section 5; it is not an access-
   token claim.  A parallel COSE registration for the ISO mdoc path is
   noted as related work and is out of scope here.

13.  References

13.1.  Normative References

   [RFC2119]  Bradner, S., "Key words for use in RFCs to Indicate
              Requirement Levels", BCP 14, RFC 2119,
              DOI 10.17487/RFC2119, March 1997,
              <https://www.rfc-editor.org/rfc/rfc2119>.

   [RFC7519]  Jones, M., Bradley, J., and N. Sakimura, "JSON Web Token
              (JWT)", RFC 7519, DOI 10.17487/RFC7519, May 2015,
              <https://www.rfc-editor.org/rfc/rfc7519>.

   [RFC8174]  Leiba, B., "Ambiguity of Uppercase vs Lowercase in RFC
              2119 Key Words", BCP 14, RFC 8174, DOI 10.17487/RFC8174,
              May 2017, <https://www.rfc-editor.org/rfc/rfc8174>.

   [RFC8693]  Jones, M., Nadalin, A., Campbell, B., Ed., Bradley, J.,
              and C. Mortimore, "OAuth 2.0 Token Exchange", RFC 8693,
              DOI 10.17487/RFC8693, January 2020,
              <https://www.rfc-editor.org/rfc/rfc8693>.

13.2.  Informative References

   [DECISION-SUBJECT]
              Aravind, A. A., "Decision-Subject Representation for Agent
              Authorization", Work in Progress, Internet-Draft, draft-
              aravind-oauth-decision-subject-00, 2026,
              <https://datatracker.ietf.org/doc/draft-aravind-oauth-
              decision-subject/>.

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   [EU2018389]
              European Commission, "Commission Delegated Regulation (EU)
              2018/389 on regulatory technical standards for strong
              customer authentication", 2018,
              <https://eur-lex.europa.eu/eli/reg_del/2018/389/oj>.

   [EUDI-ARF] European Commission, "European Digital Identity Wallet
              Architecture and Reference Framework", 2026,
              <https://github.com/eu-digital-identity-wallet/eudi-doc-
              architecture-and-reference-framework>.

   [I-D.ietf-oauth-sd-jwt-vc]
              Terbu, O., Fett, D., and B. Campbell, "SD-JWT-based
              Verifiable Digital Credentials (SD-JWT VC)", Work in
              Progress, Internet-Draft, draft-ietf-oauth-sd-jwt-vc-17, 6
              July 2026, <https://datatracker.ietf.org/doc/html/draft-
              ietf-oauth-sd-jwt-vc-17>.

   [I-D.ietf-oauth-transaction-tokens]
              Tulshibagwale, A., Fletcher, G., and P. Kasselman,
              "Transaction Tokens", Work in Progress, Internet-Draft,
              draft-ietf-oauth-transaction-tokens-09, 6 July 2026,
              <https://datatracker.ietf.org/doc/html/draft-ietf-oauth-
              transaction-tokens-09>.

   [I-D.kuehlewind-audit-architecture]
              Kühlewind, M. and H. Birkholz, "An Architecture for
              Auditing AI Agent Delegation and Interactions", Work in
              Progress, Internet-Draft, draft-kuehlewind-audit-
              architecture-00, 18 May 2026,
              <https://datatracker.ietf.org/doc/html/draft-kuehlewind-
              audit-architecture-00>.

   [I-D.mcguinness-oauth-actor-profile]
              McGuinness, K., "OAuth Actor Profile for Delegation", Work
              in Progress, Internet-Draft, draft-mcguinness-oauth-actor-
              profile-00, 30 April 2026,
              <https://datatracker.ietf.org/doc/html/draft-mcguinness-
              oauth-actor-profile-00>.

   [ISO18013] International Organization for Standardization, "ISO/IEC
              18013-5:2021, Mobile driving licence (mDL) application",
              2021, <https://www.iso.org/standard/69084.html>.

   [OpenID4VP]
              OpenID Foundation, "OpenID for Verifiable Presentations
              1.0", 2026, <https://openid.net/specs/openid-4-verifiable-
              presentations-1_0.html>.

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   [RFC9901]  Fett, D., Yasuda, K., and B. Campbell, "Selective
              Disclosure for JSON Web Tokens", RFC 9901,
              DOI 10.17487/RFC9901, November 2025,
              <https://www.rfc-editor.org/rfc/rfc9901>.

   [RFC9942]  Steele, O., Birkholz, H., Delignat-Lavaud, A., and C.
              Fournet, "CBOR Object Signing and Encryption (COSE)
              Receipts", RFC 9942, DOI 10.17487/RFC9942, June 2026,
              <https://www.rfc-editor.org/rfc/rfc9942>.

   [RFC9943]  Birkholz, H., Delignat-Lavaud, A., Fournet, C., Deshpande,
              Y., and S. Lasker, "An Architecture for Trustworthy and
              Transparent Digital Supply Chains", RFC 9943,
              DOI 10.17487/RFC9943, June 2026,
              <https://www.rfc-editor.org/rfc/rfc9943>.

   [VCDM20]   World Wide Web Consortium, "Verifiable Credentials Data
              Model v2.0", 15 May 2025,
              <https://www.w3.org/TR/vc-data-model-2.0/>.

Appendix A.  Survey of presentation and payment mechanisms

   Each mechanism below was checked against its current published
   version.  No credential-presentation protocol marks who operated; the
   payments-rail rule is included only as the human-inference analogy.

   +============+================+===================+================+
   | Spec       | Rev / date     | Field it provides | Finding        |
   +============+================+===================+================+
   | OpenID4VP  | 1.0 final      | acr / amr;        | none of these  |
   |            | (+1.1 draft)   | user_verification | marks operator |
   |            |                | / user_presence   | modality;      |
   |            |                |                   | SIOPv2         |
   |            |                |                   | authenticates  |
   |            |                |                   | identity, not  |
   |            |                |                   | operator class |
   +------------+----------------+-------------------+----------------+
   | SD-JWT /   | RFC 9901 (Nov  | KB-JWT =          | no operator/   |
   | KB-JWT     | 2025)          | iat/aud/nonce/    | origination    |
   |            |                | sd_hash; proves   | field          |
   |            |                | key control       |                |
   +------------+----------------+-------------------+----------------+
   | SD-JWT-VC  | draft-ietf-    | cnf = key binding | no origination |
   |            | oauth-sd-jwt-  | only              | field          |
   |            | vc-17 (6 Jul   |                   |                |
   |            | 2026)          |                   |                |
   +------------+----------------+-------------------+----------------+
   | ISO        | current        | deviceAuth proves | deviceAuth     |

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   | 18013-5/-7 |                | device-key        | proves key     |
   | mdoc       |                | control           | possession     |
   |            |                |                   | only; key      |
   |            |                |                   | possession is  |
   |            |                |                   | not human      |
   |            |                |                   | presence       |
   +------------+----------------+-------------------+----------------+
   | W3C VCDM   | Recommendation | credential data   | no operator    |
   | 2.0        | *15 May 2025*  | model             | field          |
   +------------+----------------+-------------------+----------------+
   | EUDI ARF   | v2.5-2.9       | X.509 + national  | defines wallet |
   | trust      |                | Trusted Lists as  | trust anchors; |
   | model      |                | trust anchors     | no operator /  |
   | [EUDI-ARF] |                |                   | origination    |
   |            |                |                   | field          |
   +------------+----------------+-------------------+----------------+
   | SCA        | PSD2 RTS *Art. | payer aware of    | analogy only   |
   | dynamic    | 5*, Reg (EU)   | amount+payee;     | (Section 1);   |
   | linking    | 2018/389       | auth code         | Art.           |
   |            |                | specific to       | 5(1)(a)-(c)    |
   |            |                | amount+payee;     | requires payer |
   |            |                | accepted code     | awareness of   |
   |            |                | matches           | amount and     |
   |            |                |                   | payee          |
   +------------+----------------+-------------------+----------------+

                                 Table 4

Author's Address

   Anivar A. Aravind
   Independent Researcher
   Email: ping@anivar.net
   URI:   https://anivar.net

Aravind                  Expires 20 January 2027               [Page 12]